$8,000 Tax Credit for First Time Home Buyers!

Contact me for more details

cdavis@pulaskimortgage.com  

 Office: 479-444-8222

Mobile: 479-841-9627

 


Pulaski Mortgage is passionate about providing our clients with unparalleled value, service, and knowledge. The majority of our business comes to us by referrals from our satisfied clients and business partners. We can proudly state that more than 95% of our business comes directly from our clients and their referrals. We are very grateful to have such loyal clients!

Our goal is to create raving fans by providing the best experience a client has ever had in a business relationship. 

Let us carefully guide you through your next home purchase or refinance. Our expertise and sincere interest in your financial well being will make a “raving fan” out of you.

You only think about home financing a few times in your life - we think about it every day. Give us a call… we are ready to work for your best interest

Get fast answers  

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.


Mortgage News Daily


Explaining The MBS Settlement Process - 15 hours ago
Posted To: MBS Commentary10yr Notes progressively improved into the PM , ending 5 ticks better on the day with a yield of 3.70. MBS fought off much of the AM weakness in tsy's, and rallied just as well into the PM, reaching 101-15 at 4pm. But then we ended 4 ticks down on the day at 101-01! WHAT?!?!? So you're tellin' me MBS effectively erased all gains from the past two days?! Not exactly... I'll let AQ explain... -------------------------------------------- If you haven't read the following description of the agency MBS settlement process...please don't skip over it as it may save you from having to change your pants when next month's settlement rolls around. If you have read it...go over it one more time just to make sure the underlying logic is clear. The March FN 4.5 MBS coupon has...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Commercial and Multifamily Mortgages Outperforming Overall Bank Holdings - 16 hours ago
Posted To: MND NewsWireCommercial and multifamily mortgages continue to have the lowest rates of charge-offs of any loan types at banks and thrifts and perform better than the overall loan portfolios at those institutions according to the Mortgage Bankers Association (MBA). In response to what it referred to as a great deal of discussion and conjecture about those loans in recent months, MBA updated an earlier " DataNote " analysis of commercial and multifamily mortgage data from the 4th quarter of 2008 with data from the same period in 2009. The report states that 56 percent of the assets held by banks and thrifts at the end of 2009 consisted of loans and leases, a category that includes 1-4 family mortgages, home equity loans, credit cards and other consumer loans, commercial mortgages, multifamily mortgages...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
HUD Enforcing Job Creation Requirements for State and Local Governments - 16 hours ago
Posted To: MND NewsWireThe Department of Housing and Urban Development (HUD) has released the results of the first stage of its increased oversight and enforcement of job creation requirements under Section 3 of the Housing and Urban Development Act of 1968. In a press release on Monday HUD said that more than 3,100 state and local government agencies that receive HUD funds have responded to its campaign to expand hiring and contracting opportunities for low-income persons and three out of four of HUD-funded state and local agencies had submitted their annual reports. HUD said that this was the largest response since HUD made such reporting mandatory. Under Section 3, state and local governments that receive funding from HUD in excess of $200,000 for activities involving housing construction, demolition, rehabilitation...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBS AFTERNOON: Potential Reprices For The Better - 16 hours ago
Posted To: MBS CommentaryMBS Off To The Races with 4.5's up 8 ticks to 101-15! 10yr up 5 ticks on the day dropping yield to 3.70 (through post auction resistance) Reprices for the better = highly likely From the Ninja: Mortgages are still on hold as today’s 3yr note auction held few surprises-everyone loves the shorter end of the curve; don’t you? $40 billion notes maturing in 2013 is quite commonplace and the sheer size of the issue is no longer an emotional and or logistical challenge to anyone directly (or indirectly, on the bid) involved. No real change to the way we do and or perceive business here in MBS secondary trading land. The market is better into lower and or range-bound rates, like today, and not as excited should the treasury market break out to the upside to prices (and lower interest...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Risk Weighted Returns; Warehouse Lending Credit Manager Needed; Subprime Analysts Lost; Bank News - 16 hours ago
Posted To: The Garrett Watts ReportWe commented last week how a lot of people didn’t know what HSBC stood for... If you go back to when they bought a bank in Buffalo, New York to established themselves in the U.S. The joke was that HSBC stood for "Holy ____, Buffalo's Cold.” City National Bank (Los Angeles) was in the news for paying off all its TARP money last week, but the real story is how they became L.A.’s prestige bank in the first place. Frank Sinatra’s son was kidnapped on a Friday in 1963, and the singer called up Bank of America, Security Pacific and a few other big banks asking for $240,000 to pay the ransom money. The big banks told him to come in Monday morning and fill out a loan application. When he called City National, Chairman Bram Goldsmith told him “Come down to the...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Mortgage Programs

FHA

Primary Residence Only- Up to 96.5% (3.5% down payment). Seller can pay all closing costs (Up to 6% of the sales price).

USDA Rural Development

100% financing, seller can pay all closing costs (Up to 6% of the sales price). Closing costs can be financed into the loan. No Monthly PMI (Private Mortgage Insurance).

Conventional Loans (Fannie Mae/ Freddie Mac)

Primary Residence up to 95% (Seller can pay up to 3% of sales price in closing costs)

Second Home up to 80% (Seller can pay up to 6% of the sales price in closing costs)

Investment Property up to 80% (Seller can pay up to 2% of the sales price in closing costs)

 Jumbo Buster

$417,000 first mortgage at conventional rate, paired with up to $300,000 second mortgage at 5% fixed rate!


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IberiaBank Mortage - 2566 East Joyce Blvd. Suite #1 - Fayetteville, AR 72703
Office Phone: 479-444-8222 Fax: 800-858-9741 Cell Phone: 479-841-9627

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